What is a garden annexe?

A garden annexe is a single-storey building in the garden with its own living space, bathroom and often a kitchenette, used by relatives, older children or guests. Unlike a garden room, it is built as habitable accommodation with foundations, insulation and services.
How much does a garden annexe cost in Cowes?
In Cowes, a garden annexe typically costs £2,000–£3,150 per m² of floor area, including VAT at 20% (standard rate). For a typical 35 m² project that is roughly £70,000–£110,000. Island and remote projects usually cost more than this guide because of shipping, travel and accommodation. Design, structural calculations and council fees are extra.
| Size or type | Guide range |
|---|---|
| Smaller project (24 m²) | £48,000–£75,500 |
| Typical project (35 m²) | £70,000–£110,000 |
| Larger project (49 m²) | £98,000–£154,500 |
| Rate per m² | £2,000–£3,150 |
Your quote will depend mainly on:
- Access for materials
- Cladding and finishes
- Size and layout
- Kitchen and bathroom
For a figure based on your own measurements, try the guide price tool, then book a free home visit for a fixed quote.
Do you need planning permission for a garden annexe in Cowes?
Whether you need planning permission depends on your house and its location in England. In England an annexe used as living accommodation usually needs planning permission. Outbuildings built under permitted development must be incidental to the house, such as a gym or office, not a bedroom.
Building regulations approval comes from the council’s building control service or a registered building control approver. The work is inspected at key stages, such as foundations, drainage and insulation, and a completion certificate is issued at the end.
We check this for your address before design work starts, so there are no surprises later.
What we handle
From survey to sign-off, the job normally involves:
- External cladding or brickwork
- Planning drawings and application
- Electrics and heating
- Foundations and drainage connections
- Building control sign-off
- Kitchenette and shower room
How long does it take?
Expect 10 to 16 weeks on site. Allow time beforehand for drawings and approvals, usually 3 to 4 months.
Building in Cowes
Commuter towns across the South East have many 1930s and post-war semis that suit rear extensions and hip-to-gable loft conversions.
Projects in Cowes are taken on by arrangement. We confirm availability first, and shipping, travel and accommodation costs are shown separately in the quote.
How it works
- 01
Survey and brief
We visit, discuss your ideas and budget, and survey the property or site at no cost.
- 02
Design and fixed quote
Drawings, structural calculations and an itemised, fixed price for the agreed specification.
- 03
Permissions sorted
Applications, building control and neighbour arrangements, all before the start date.
- 04
Build and handover
Work follows the agreed programme, with inspections along the way and a completion certificate at the end.
Questions about garden annexes in Cowes
How much does a garden annexe cost in Cowes?
In Cowes, a garden annexe typically costs £2,000–£3,150 per m² of floor area, including VAT at 20% (standard rate). A typical 35 m² project comes to roughly £70,000–£110,000. Your fixed price depends on the survey and drawings.
Can an annexe be rented out?
Not without further planning permission, as that would make it a separate dwelling.
Who approves a garden annexe in Cowes?
Planning matters in Cowes go to the council covering your address, and the work needs building control approval. We prepare and submit the applications for you.
Will council tax apply?
Annexes can be banded separately, though discounts or exemptions apply in some cases when occupied by family. Check with your council.
Does it need building regulations?
Yes, as it contains sleeping accommodation and services.
